Insurance and Cancer


COMPARE MEDICARE SUPPLEMENT PLANS HERE: https://www.seniorhealthcaredirect.com/quote-3/
What is Cancer Policy Insurance? Cancer Policies are fairly affordable plans (with premiums around $30 to $60 a month). If you have a Cancer Policy and are diagnosed with Cancer, the insurance carrier will send you a lump sum amount to use towards your treatment. That amount depends on what benefit package you choose. For example: If you have a Cancer Policy that provides a $10,000 benefit with your Medicare Advantage Plan and you are diagnosed with Cancer, you would file a claim with the insurance carrier and the carrier would send you a check for a lump sum of $10,000 to use towards any service or medications.
If you have a Medicare Advantage Plan, a Cancer Policy will truly benefit you. The biggest hole in any Medicare Advantage Plan is cancer. If you have a Medicare Advantage Plan you will have to pay 20% up to your maximum out-of-pocket for cancer treatments. This does not include costs such as your medications and many chemotherapy drugs are now being classified under Medicare Part D so there is the risk of falling into the Donut Hole (Coverage Gap) which can result in huge bills.
There are also non-medical costs to think about such as travel costs, should you have to travel to a treatment center, hair pieces for loss of hair due to your treatment and nutritional costs if your doctor recommends that you be on a special diet. These costs can all add up quickly and having that extra bit of money coming to your aid could be a lifesaver.
Having a Cancer Policy with a Medicare Supplement is not really a necessity. The Medicare Supplements are some of the best coverage you can get. Having a cancer diagnosis with a Medicare Supplement, you know that your medical bills and cancer treatments will be covered. However, the non-medical costs are still there such as travel, hair pieces or nutritional costs. Also, the cancer medications are very expensive and those are not covered by your Medicare Supplement but by your Part D drug plan.
Either way, a Cancer Policy will benefit you especially if you have a Medicare Advantage Plan. The best thing to do is to sit down and go over what coverage you do have and decide whether or not that additional $10,000 or $15,000 would be worth that additional premium.
If you have any questions regarding Medicare, what is covers or your options for plans, please give our office a call at 1-855-368-4717 or visit one of our pages:
Website - https://www.seniorhealthcaredirect.com/
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Podcast - https://anchor.fm/MedicareBob
Twitter - https://twitter.com/MedicareB
YouTube - https://www.youtube.com/channe....l/UCy_avKva4VN0DBEgj
*Not affiliated with the U. S. government or federal Medicare program.
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Getting life insurance after some types of cancers is an real possibility! Our own medical underwriting expert, agent Howard Weissman, explains the process and what to expect when applying for life insurance after being diagnosed with (and receiving successful treatment) for colorectal cancer.
In short, YES! You can still get life insurance after having colorectal cancer. Watch the video to find out if you can qualify and how much your rates may be.
Any other questions? Give us a call at 1-800-496-9083 or visit http://www.AccuQuote.com


Will insurance cover Revision Surgery after breast cancer?
To answer this, let's first refer to the "Women's Health and Cancer Rights Act." It states:
"Group health plans, insurance companies, and health maintenance organizations (HMOs) must provide coverage for reconstructive surgery after mastectomy for breast cancer and prohibited "drive-through" mastectomies, where breast cancer patient's hospital stays were limited by their carriers. The required coverage includes all stages of reconstruction of the breast on which the mastectomy was performed, surgery and reconstruction of the other breast to produce a symmetrical appearance, prostheses, and treatment of physical complications of the mastectomy, including lymphedema."
More simply put, YES. Insurance carriers are legally required to cover revision surgery. There are some spots where it gets complicated, though.
If you are not happy with the initial reconstruction of your breasts, they are not obligated to cover repeated revisions and do reserve the right to deem the procedure "not medically necessary." There now needs to be a clear medical reason to perform the revision surgery to have the best chance of being approved.
If you'd like to look deeper into the "Women's Health and Cancer Rights Act," you can do so here:
https://www.cms.gov/CCIIO/Prog....rams-and-Initiatives
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Star Cancer Care Platinum Insurance Policy from Star Health & Allied Insurance Company Limited.
Stop worrying start recovering
Policy provides cover for persons who have been diagnosed with Cancer.
Download Broacher: https://www.starhealth.in/site....s/default/files/broc
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Ashley is sharing her testimonial on how Aflac's Cancer Policy helped cover her expenses during her cancer treatment. Follow her journey in this video and see how when it comes to unexpected medical expenses, Aflac is there for you.
When diagnosed with cancer, recovery should be your main priority. An unexpected surgery is never in anyone's plans. Aflac was there to help Ashley cover medical expenses so she could focus on healing and spending time with her family. Aflac's cancer policy is there to help families cope financially and emotionally when navigating cancer treatments.
Check out the links below to learn more about what Aflac insurance can do for you!
Learn more about Aflac’s Cancer Care here: http://bit.ly/3UnJWaG
Explore Aflac's commitment to helping those with unexpected medical expenses:
Aflac Cancer Insurance: http://bit.ly/3XifP7d
Aflac's Cancer Support: http://bit.ly/3iw1Evh
Visit Aflac.com for more information and check out all that Aflac has to offer.
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