Kayla's a born fighter. This year, she had the fight of her life - with cancer. Like Kayla, 1 in 5 Singaporeans will be diagnosed with cancer in their lifetime. Find out how you can be prepared with FWD Cancer Insurance. Visit https://www.fwd.com.sg/cancer-insurance/ for more information.

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FWD Cancer Insurance provides comprehensive coverage for all cancer types, and is the only digital insurer to offer 100% payout for all cancer stages. No medical checkup required, our cancer insurance pays on top of your existing critical illness plans. Don’t let medical expenses for treatment and lifestyle changes take a toll on your savings and be protected today.

Find out more: https://www.fwd.com.sg/cancer-insurance/

Compare Medicare Supplement Quotes: https://www.seniorhealthcaredirect.com/quote-3/

What are Hospital Indemnity Plans and Cancer Policies and why do I need them? A very good question. If you have a Medicare Advantage Plan and are unable to purchase a Medicare Supplement because of health issues or maybe it’s not the time of year you are able to switch, there are a couple, separate plans that you can purchase that will help offset the costs you have with a Medicare Advantage Plan and your exposure with a Medicare Advantage Plan. The two most popular are the Hospital Indemnity Plan and a Cancer Policy. The two biggest holes in a Medicare Advantage Plan are hospitalization and Cancer treatments.
Most Medicare Advantage Plans are going to charge you anywhere from $250 to $400 a day you’re in the hospital for each day, days 1 though 7. A Hospital Indemnity Plan will protect you from this charge. How it works is if you are hospitalized, you would pay the co-pay to the hospital that your Medicare Advantage Plan requires you to pay. After that, you would submit a claim to the insurance carrier and the Hospital Indemnity Plan would then pay you per day that you were in the hospital. For example: If the co-pay for hospitalization is $250 per day; you’re in the hospital and you had a Hospital Indemnity Plan, it would pay you that $250 or $300 a day depending on the plan that you choose.
Two reasons that Cancer is one of the biggest holes in a Medicare Advantage Plan is first, that most Medicare Advantage Plans are going to require you to pay the 20% for chemotherapy or any other treatments you may need. The second is the Medicare Part D drug costs within the Medicare Advantage Plan.
Cancer Policies are fairly affordable plans (premiums around $30 a month). They are very similar to the Hospital Indemnity Plan in that if you have a Cancer Policy and are diagnosed with Cancer, the insurance carrier will send you a lump sum amount to use towards your treatment. For example: If you have a Cancer Policy that provides a $10,000 benefit with your Medicare Advantage Plan and you are diagnosed with Cancer, you would file a claim with the insurance carrier and the carrier would send you a check for a lump sum of $10,000 to use towards any service or medications.
If you have any questions regarding Medicare, its coverage or plans to work with your Medicare please give our office a call at 1-855-368-4717 or visit one of our pages:
Website - https://www.seniorhealthcaredirect.com/

Facebook - https://www.facebook.com/MedicareBob/

Podcast - https://anchor.fm/MedicareBob

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*Not affiliated with the U. S. government or federal Medicare program.

#hospitalindemnityplans #cancerpolicies #whataretheyandwhydoineedthem

Compare Medicare Supplement Plans Here: https://www.seniorhealthcaredirect.com/quote-3/

Medicare and Chemotherapy - Cancer and Medicare Coverage - Does Medicare Cover Cancer Treatments?

Medicare does cover chemotherapy, however with Medicare alone you are required to pay 20% of that cost because Medicare only covers 80% as long as the treatments and medications are administered by a medical professional. If you have a Medicare Supplement (Medigap) with your Medicare, chemotherapy will be completely covered depending on the type of plan you have, for example, if you have the Medicare Supplement Plan G your treatments would be completely covered after you met Medicare's Part B annual deductible ($185 for 2019). There are ten different Medicare Supplements and there coverage is all different and it is posted on Medicare's website.

If you have a Medicare Advantage Plan, the coverage will vary based on what your plan covers and how much it covers. Each Medicare Advantage plan's coverage differs based on the area it's in. Two reasons that Cancer is one of the biggest holes in a Medicare Advantage Plan is first, that most Medicare Advantage Plans are going to require you to pay the 20% for chemotherapy or any other treatments you may need. The second is the Medicare Part D drug costs within the Medicare Advantage Plan.

If you have any questions regarding Medicare coverage or it's plans, please give our office a call at 1-855-368-4717 or visit one of our pages:
Website - https://www.seniorhealthcaredirect.com/

Facebook - https://www.facebook.com/MedicareBob/

Podcast - https://anchor.fm/MedicareBob

Twitter - https://twitter.com/MedicareBob

YouTube -https://www.youtube.com/c/Robe....rtBache?_confirmatio

*Not affiliated with the U. S. government or federal Medicare program.

#MedicareandChemotherapy #CancerandMedicareCoverage #DoesMedicareCoverCancerTreatments

PCRI's Executive Director, Mark Scholz, MD, explains the differences between HMO, PPO, and Medicare, especially as it relates to receiving care for prostate cancer.

:19 There are three different types of medical insurances: Prepaid/HMO, Private/PPO, and Medicare, which functions like private insurance.

:30 HMO insurances are insurance companies that employ physicians. It is a good economical choice for common health problems; however, for rarer medical issues, like cancer, HMO's tend to be pretty bad since they are principally concerned with cutting costs.

1:15 Those with PPO insurances have more freedom choosing their doctors, treatments for rare conditions are better funded, and there is generally better access to quality care.

1:26 Medicare functions like a PPO, although some people choose to sign over their medicare for an HMO type system. This results in benefits like better drug prices, but it also places restrictions on which doctors you can see and what treatments you can undergo. More expensive cancer treatments may require pre-authorization. With medicare, like a PPO, doctors, and patients both have more discretion.

1:58 Most men with prostate cancer are over 65 and thus have access to medicare. It's important for them to carefully consider the risks and benefits of switching to the HMO style system since it means giving up the freedom to choose their doctors and treatments.

Don’t know your stage? Take the quiz: Visit http://www.prostatecancerstaging.org

To learn more about prostate cancer visit http://www.pcri.org

To download the free Staging Guide visit http://www.pcri.org/prostate-cancer-s...

Who we are:

The Prostate Cancer Research Institute (PCRI) is a 501(c)(3) not-for-profit organization that is dedicated to helping you research your treatment options. We understand that you have many questions, and we can help you find the answers that are specific to your case. All of our resources are designed by a multidisciplinary team of advocates and expert physicians, for patients. We believe that by educating yourself about the disease, you will have more productive interactions with your medical professionals and receive better-individualized care. Feel free to explore our website or call our free helpline at 1 (800) 641-7274 with any questions that you have. Our Federal Tax ID # is 95-4617875 and qualifies for maximum charitable gift deductions by individual donors.

The information on the Prostate Cancer Research Institute's YouTube channel is provided with the understanding that the Institute is not engaged in rendering medical advice or recommendation. The information provided in these videos should not replace consultations with qualified health care professionals to meet your individual medical needs.

#ProstateCancer #Prostate #MarkScholzMD

Harsh Roongta, CEO of http://www.apnapaisa.com on CNBC Awaaz Your Money 21 June 2012 guiding on Is there any Health policy for cancer patient . Join us on http://www.facebook.com/apnapaisa

Life will always show ups and downs but don’t let the downs take you along with it. Khul ke jiyo aur karo zindagi ko claim with Niva Bupa Health Insurance.#ZindagiKoClaimKarLe
Know more https://www.nivabupa.com/healt....h-insurance-plans/ge

Attorneys Gregory Dell and Stephen Jessup discuss disability claims related to the diagnosis of cancer. Disability insurance companies will not dispute the diagnosis. However, disability insurance companies may dispute how your diagnosis impacts your ability to work. If you worked, or continue working despite cancer, the insurance company will question what changed to justify disability benefits. If you are treating with an oncologist, for example, it may be stated that you are in remission or are doing “well”. This is often taken out of context by insurance companies. That doesn’t mean you don’t have symptoms or no longer have cancer. Sharing all of your symptoms with all of your doctors is crucial to getting your disability benefits. You may have associated depression, anxiety, fatigue, or cognitive limitations. Ensure you tell your doctors about all your conditions and symptoms.


The medical records and what is contained in the claim file is what insurance companies use to award or deny disability benefits. Don’t be afraid to explain to your doctors why your condition and symptoms limit your ability to work. Your doctors may not be focused on your disability claim. Your doctors are treating you to improve your health. However, having your doctors provide documentation to support why you cannot work is necessary so explain in detail your physical and mental job demands and why you cannot reliably work on a sustained basis.


00:00 – Cancer Long Term Disability Insurance Claim Tips

01:41 – The most common cancer disability insurance denials occur when a claimant is in remission.

03:59 – Claimants with cancer often experience cognitive difficulties secondary to medications or chemo-treatments which prevents them from returning to work. The cognitive difficulties must be proven.

05:52 – Ongoing treatment and strong medical documentation is required in order to prevent a disability claim denial.

08:37 – You always need to prove that any disabling anxiety or depression symptoms are secondary to the cancer diagnosis.


For an immediate free consultation with one of our nationwide disability insurance lawyers please 📞 call 888-292-8481 or 💻 email https://www.diattorney.com/contact/?referrer=yt. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.