Medicare and Chemotherapy - Cancer and Medicare Coverage - Does Medicare Cover Cancer Treatments?
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Medicare and Chemotherapy - Cancer and Medicare Coverage - Does Medicare Cover Cancer Treatments?
Medicare does cover chemotherapy, however with Medicare alone you are required to pay 20% of that cost because Medicare only covers 80% as long as the treatments and medications are administered by a medical professional. If you have a Medicare Supplement (Medigap) with your Medicare, chemotherapy will be completely covered depending on the type of plan you have, for example, if you have the Medicare Supplement Plan G your treatments would be completely covered after you met Medicare's Part B annual deductible ($185 for 2019). There are ten different Medicare Supplements and there coverage is all different and it is posted on Medicare's website.
If you have a Medicare Advantage Plan, the coverage will vary based on what your plan covers and how much it covers. Each Medicare Advantage plan's coverage differs based on the area it's in. Two reasons that Cancer is one of the biggest holes in a Medicare Advantage Plan is first, that most Medicare Advantage Plans are going to require you to pay the 20% for chemotherapy or any other treatments you may need. The second is the Medicare Part D drug costs within the Medicare Advantage Plan.
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